Vol. 12 No. 2s (2026): FinTech, Digital Banking, and Financial Inclusion in Emerging Markets (ISSN: 2208-2190)

Articles

• ASSESSMENT OF FINANCIAL STATEMENT MANIPULATION AND  INSOLVENCY RISK IN A PHARMACEUTICAL COMPANY THROUGH THE COMBINED APPLICATION OF THE BENEISH MSCORE AND ALTMAN Z-SCORE

  Mukund Purohit, Dr. Haresh Barot

  01-12

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• STRATEGIC RESKILLING AND UPSKILLING OF THE IT WORKFORCE IN THE AI ERA: A SYSTEMATIC REVIEW OF ORGANISATIONAL PRACTICES AND OUTCOMES

  Dr. Santosh Bommanavar, Archana. M.D

  13-29

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• FROM LEGITIMACY TO LEVERAGE: HOW B2B BRANDING INFLUENCE EVOLVES ACROSS ORGANIZATIONAL DECISION STAGES

  Mahender Kumar, Dr. Arunima Rana

  30-48

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• AI-DRIVEN FINTECH AND FINANCIAL INCLUSION: OPPORTUNITIES AND CHALLENGES

  Dr Abhilash N, Dr Archa R Gopan, Akhila A Kumar

  49-58

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• REFLECTIVE INTELLIGENCE AS COGNITIVE CAPITAL: A TRAYIVĀṆĪ-BASED FRAMEWORK FOR ETHICAL LEADERSHIP, DECISION STILLNESS AND COMMUNICATION GOVERNANCE IN HIGH- SPEED ECONOMIES

  Dr. Alok Kumar Bhargava, Dr. Sonali Sneha

  59-72

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• THE IMPACT OF DIGITISATION ON CONSUMER TRUST, SATISFACTION, AND BOOKING INTENTION IN SMALL TOURISM ENTERPRISES: A STRUCTURAL EQUATION MODELING APPROACH

  Wallamkupar Dkhar, Dr. Benjamin .F. Lyngdoh , Paramjeet Kumar , Sunita Boro

  73-82

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• A STUDY ON THE IMPACT OF OCCUPATIONAL STRESS ON WORK-LIFE BALANCE AMONG SCHOOL TEACHERS IN JAMSHEDPUR

  Papiya Biswas, Dr. Sayak Gupta

  83-92

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• FAMILY BUSINESS CAPABILITIES AND SUSTAINABLE GROWTH OF MSMES: AN EMPIRICAL SEM STUDY

  Bhuwan Shrivastava, Prof (Dr) Sumita Dave

  93-104

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• FINANCIAL LITERACY AND CONSUMER PERCEPTION OF MICROINSURANCE PRODUCTS: A REVIEW-BASED ANALYSIS OF ADOPTION AND FINANCIAL INCLUSION

  Ankita Patel, Dr. Monica Verma

  105-121

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• WORKPLACE BEHAVIOUR, MOTIVATION, AND LEADERSHIP DYNAMICS: AN ORGANIZATIONAL BEHAVIOUR STUDY

  Dr. Kartik Chandra Das, Dr. Shridhar Kshirsagar, Dr.D.Vaishnavi, Raj Kumar Singh, Rameshwar Prakash, Dr. Sayak Gupta

  122-131

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• INTEGRATING SUSTAINABILITY INTO MARKETING STRATEGIES: A STUDY OF PACKAGED FOOD BRANDS IN INDIA

  Dr.Yogendrah Deaokar1, Dr. Anishkumar karia, Dr. Snehal Tare, Dr.Harshada Gandhi, Prof. Sameer Thakur , Prof. Poorva Sane

  132-144

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• A STUDY OF DIGITAL MARKETING MANAGEMENT OBSERVATION SYSTEM

  Dr. Chetan Eknath Khedkar, Dr. Ashutosh Eknath Khedkar

  145-157

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• BUILDING SUSTAINABLE ORGANIZATIONAL CULTURE IN THE VUCA WORLD

  Mrs. Jenny Puliken, Dr. Kirti Dharwadkar

  158-168

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• A CONTEMPORARY STUDY ON CONSUMER PROSPECTS OF E-MOBILITY HYBRID ELECTRIC VEHICLES IN INDIA: ISSUES AND CHALLENGES

  Ms. Upma Choudhary, Dr. Dileep Pawar

  169-183

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• INDUSTRIAL RELATIONS CODE, 2020 AND INDUSTRIAL HARMONY IN NASHIK’S MANUFACTURING INDUSTRIES: IMPLICATIONS FOR LABOUR MANAGEMENT AND ORGANIZATIONAL RELATIONS

  Tushar Dodhu Dasnur, Dr. Sandeep Janardhan Sonawane

  184-200

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• FROM WASTE TO RESOURCE: CIRCULAR ECONOMY PERSPECTIVES ON HOUSEHOLD COOKING OIL REUSE, CONSUMER AWARENESS, AND SUSTAINABILITY WITHIN THE SDG THROUGH TPB FRAMEWORK

  Ms.Heena Gandhi, Dr. P. S. Deepa

  201-220

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• IMPACT OF RESPONSIBLE WOMEN LEADERSHIP ON ETHICAL DECISION-MAKING: A CASE STUDY OF NYKAA

  Mrs. Swapna Bhalerao, Dr. Kirti Dharwadkar

  221-235

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• REGULATORY HARMONIZATION IN INTERNATIONAL INSURANCE MARKETS: LEGAL AND FINANCIAL PERSPECTIVES

  Dr Margaret Z Khiangte, Rohini Gupta, Dr Gazala Sharif, Dr Insha Hamid, Akshay Kumar, Mr. Ankit Kumar Agarwal

  236-242

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• A GENERATIONAL STUDY OF BEHAVIOURAL BIASES AND THEIR IMPACT ON PORTFOLIO MANAGEMENT AMONG ACTIVE INVESTORS IN THE INDIAN STOCK MARKET" IN BENGALURU

  Pavithra. C, Dr. Padmavathi. M

  243-249

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• A CONCEPTUAL STUDY ON THE INTEGRATION OF NON-COGNITIVE SKILLS IN LEADERSHIP DEVELOPMENT

  Dr. Prashanti Kothari

  250-263

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• WORKPLACE BULLYING AMONG FEMALE FACULTY MEMBERS IN HIGHER EDUCATION INSTITUTIONS: AN EXPLORATORY STUDY FROM HARYANA

  Kirti, Dr. Hawa Singh, Dr. Shweta Mittal

  264-272

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• FACTORS AFFECTING ORGANIZATIONAL CLIMATE IN HIGHER EDUCATION INSTITUTES: AN EXPLORATORY STUDY OF COMMUNICATION AND ORGANIZATIONAL MANAGEMENT PRACTICES IN HARYANA

  Manisha, Dr. Naveen Sirohi

  273-283

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• ENTREPRENEURIAL INTENTIONS AND THEIR ANTECEDENTS: A SYSTEMATIC LITERATURE REVIEW

  Anjali, Dr. Anshita Yadav

  284-311

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• ARTIFICIAL INTELLIGENCE ADOPTION AND ORGANIZATIONAL PERFORMANCE: THE MEDIATING ROLE OF DECISION-MAKING QUALITY

  Mr. Nihar Ranjan Nayak, Dr. Nihar Ranjan Agasti, Mr. Nikhil Ranjan Nayak, Dr. Thiruppathi KTM, Mr. Vikas S Mishra

  312-322

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• AI CAPABILITY AND FIRM PERFORMANCE: A DYNAMIC CAPABILITIES PERSPECTIVE ON DECISION-MAKING QUALITY

  Mr. Lovekesh Singh, Dr. Nihar Ranjan Agasti, Dr. Thiruppathi KTM, Dr. Sovik Mukherjee, Ms. Saranya P K

  323-335

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• THE SYSTEMS PARADIGM OF LEADERSHIP: INTEGRATING COMPETENCY DIRECTORIES WITH STRATEGIC LEADERSHIP BRANDING

  Dr. Annjaan Daash, Dr. Mihir Ranjan Nayak

  336-357

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• ORGANIZATIONAL LEARNING PATHWAYS AS A RETENTION MECHANISM: THE ROLE OF EMPLOYABILITY PERCEPTIONS AMONG INDIAN SOFTWARE ENGINEERS

  Rama Kiran, Hetal Uttmani

  358-371

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• AN ASSESSMENT OF CONSUMER PERCEPTIONS OF CARE LABELS ON GARMENTS AND TEXTILE PRODUCTS IN THE SEKONDI-TAKORADI METROPOLIS

  Mary Naa Addo, James Tetteh Ademtsu, Aidam Kokui Yayra, Susan Obo

  372-387

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• TEACHING COMMUNICATION IN THE AGE OF AI: A SIMULATION-BASED INCLUSIVE CLASSROOM FRAMEWORK FOR MANAGEMENT EDUCATION

  Dr Deepa Didddi

  388-401

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• CAREER GROWTH AND WORKPLACE INCLUSION OF EMPLOYEES WITH DISABILITIES: A BIBLIOMETRIC AND KNOWLEDGE MAPPING STUDY (2010–2025)

  Milind Madhusudan Thatte, Dr. Mrs. Aruna Vinay Deshpande

  402-410

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• “YOGA, WELLBEING, AND ORGANISATIONAL PRODUCTIVITY: EVIDENCE FROM WOMEN LEADERS”

  Shweta Bapat, Dr. Anjali Kalkar

  411-423

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• ITC's ESG Framework: A Commitment to Community Well-being

  Dr. Nitin Kumar Jain

  424-444

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• “Sustainable Development Goals in Star Hotels; A Systematic Literature Review of Integration Practices, Drivers & Implications of Sustainable Hospitality”

  Harshal Kamble, Ritu Dandge, Dr. Gauri Shah

  445-454

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• THE ROLE OF DIRECT BENEFIT TRANSFER IN PROMOTING FINANCIAL INCLUSION IN VIDARBHA

  Mr. Shriram Ugale, Dr. Amarish Padma

  455-471

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• VIRTUAL MANAGEMENT OF FLUID WORKFORCE IN A HYBRID WORK ENVIRONMENT: LEADERSHIP ROLE IN DIGITAL TRANSFORMATION

  Dr Snehal K. Tare, Dr. Yogendrah Deaokar

  472-485

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• DESIGNING EFFECTIVE STRATEGIC TALENT MANAGEMENT SYSTEMS TO ACHIEVE BUSINESS GOALS: AN EMPIRICAL STUDY IN ASIAN FIRMS

  A. Saravana Kumar, MooonPaiithannkar

  486-494

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• RESKILLING AND UPSKILLING FOR SUSTAINABLE EMPLOYABILITY IN TOURISM AND HOSPITALITY: A SYSTEMATIC LITERATURE REVIEW AND RESEARCH AGENDA

  Himujal Kumar Roy, Subrajit Nath, Chiranjib Sur, Sumant Kumar Bishwas

  495-511

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• VIRTUAL MANAGEMENT OF FLUID WORKFORCE IN HYBRID WORK ENVIRONMENT: LEADERSHIP ROLE IN DIGITAL TRANSFORMATION

  Dr Snehal K. Tare, Dr. Yogendrah Deaokar

  512-523

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• A CONTEMPORARY STUDY ON CONSUMER PROSPECTS OF E-MOBILITY HYBRID ELECTRIC VEHICLES IN INDIA: ISSUES AND CHALLENGES

  Ms. Upma Choudhary, Dr. Dileep Pawar

  524-538

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• COGNITIVE SECURITY IN THE AI AGE: HR’S STRATEGIC ROLE IN BUILDING THE INTELLIGENT HUMAN FIREWALL FOR SUSTAINABLE DECISION-MAKING

  Dr. (Col) Virendra Mishra (Retd), Dr. (Col) Dinesh Kumar (Retd)

  539-551

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• URBAN ENVIRONMENTAL EVOLUTION AND BUSINESS SUSTAINABILITY IN PUNE: A BAI AND IMURA MODEL-BASED ANALYSIS

  Dr. Sreenath U

  552-570

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• THE IMPACT OF RETURN-TO-OFFICE TRANSITIONS ON PSYCHOLOGICAL SAFETY AND ORGANISATIONAL TRUST: A SYSTEMATIC REVIEW OF POST-PANDEMIC WORKPLACE RESEARCH

  Shivani Mandlik, Dr. Pranita Burbure

  571-585

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• THE IMPACT OF JOB STRESS ON KEY DIMENSIONS OF EMPLOYEE RESILIENCE

  Miss Anuja Ashok Salgar, Dr. Pranita Burbure

  586-594

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• HUMAN CAPITAL DEVELOPMENT CHALLENGES IN RESEARCH CAPABILITY BUILDING: ACADEMIC, TECHNICAL, AND PSYCHOLOGICAL BARRIERS AMONG YOUNG SCHOLARS IN INDIA

  Vineeta Mishra

  595-606

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